Anna-Maria Fernandez
Anna-Maria Fernandez is an American former professional tennis player active during the 1980s. She won five WTA titles during her career, all in doubles. Her career high ranking in singles was number 19, in approximately 1979–1980. She was a member of the University of Southern California's national championship team and captured the AIAW singles national championship title in 1981. She was named the National Collegiate Player of the Year winning the Broderick Award as the nation's best female collegiate tennis player. She earned a BA degree in Broadcast Journalism from USC.
She is married to former tennis player Ray Ruffels and the mother of professional golfer Ryan Ruffels. She is of Peruvian American ancestry.
WTA Tour finals
Singles 1
| Outcome | No. | Date | Tournament | Surface | Opponent | Score |
| Runner-up | 1. | November 6, 1978 | Clearwater, Florida, USA | Hard |  Virginia Wade | 4–6, 6–7 |
Doubles 5 (4–1)
| Outcome | No. | Date | Tournament | Surface | Partner | Opponents | Score |
| Runner-up | 1. | January 23, 1984 | Pittsburgh, Pennsylvania, USA | Carpet |  Trey Lewis |  Christiane Jolissaint  Marcella Mesker | 6–7, 4–6 |
| Winner | 2. | April 23, 1984 | Durban, South Africa | Hard | Peanut Louie |  Cláudia Monteiro  Beverly Mould | 7–5, 5–7, 6–1 |
| Winner | 3. | October 20, 1986 | Singapore | Hard |  Julie Richardson | Sandy Collins Sharon Walsh | 6–3, 6–2 |
| Winner | 4. | January 26, 1987 | Auckland, New Zealand | Hard | Julie Richardson | Gretchen Magers Elizabeth Minter | 4–6, 6–4, 6–2 |
| Winner | 5. | April 27, 1987 | Singapore | Hard | Julie Richardson | Barbara Gerken Heather Ludloff | 6–1, 6–4 |