Carter was born in Tunica, Mississippi, and moved with her parents to Gary, Indiana, when she was a child. She graduated from Gary's Roosevelt High School in 1939. Carter excelled at public speaking, theater, and chorus. A classmate and longtime friend described her as a fun-loving extrovert with "a rich alto voice." After graduation, Carter took classes at a business college before becoming a clerical worker for the U.S. Army's Quartermaster Corps during World War II. After a year in Washington, D.C., she transferred to Chicago to be closer to family and friends.
Marriage and family
In 1944 Carter met Jimmy Bracken, who became her business partner. They were married on December 16, 1953. Bracken died in 1972.
Career
Radio personality
In 1948 Carter won a talent contest conducted by Al Benson, a disc jockey at Chicago's WGES radio station. The prize was an opportunity to host a fifteen-minute segment on WGES, which launched her radio career. Carter worked at WGES for three months, but struggled financially and returned to Gary to work in a local millinery shop until she landed a job at WJOB in Hammond, Indiana. In 1952 Carter moved to WGRY and in 1954 to WWCA in Gary, where she hosted the "Livin' with Vivian" show six nights a week. Carter aired a mix of musical genres, including blues, gospel, jazz, and what became known as doo-wop.
In 1953 Carter and Bracken borrowed $500 to establish a new record company, Vee-Jay Records, taking its name from the initials of their first names. The Spaniels recording of "Baby It's You" and "Bounce" became Vee Jay's first release for the group. However, with no capacity to distribute the record, Vee Jay leased the recording to Chance Records. "Baby It's You" eventually reached number ten on Billboard magazine's rhythm-and-blues chart. In 1954, when Chance went out of business, Ewart Abner, Chance's accountant, moved to Vee Jay and assumed most of its management responsibilities. Calvin Carter, Vivian's brother, later joined Vee Jay as it A&R man to discover, produce, and develop new talent for the label. During the 1950s and early 1960s, under Carter's and Bracken's ownership, Vee-Jay became a major independent record label with acts including The Spaniels, Jimmy Reed, the El Dorados, John Lee Hooker, Gene Chandler, Jerry Butler, Dee Clark, The Staple Singers, and The Four Seasons, among others. Vee Jay secured the American distribution rights to The Beatles in 1963, but contract loopholes and lawsuits caused the company to lose them to Capitol Records. Meanwhile, Carter continued to work as a radio dee jay, a key factor in attracting musical talent to the label. Vee Jay Records, among the most successful independent labels of its era, made Carter a wealthy businesswoman. However, by the mid-1960s the record company was experiencing financial and legal difficulties arising from significant debts and spending beyond its means. Carter, who later admitted that she had delegated too much of the company's day-to-day management, was unable to save the company, even after attempts to establish a new management team and closing its offices in California to reduce expenses. By 1964 the company was bankrupt; it ceased record production in 1966.
Later years
In 1967 Carter lost a bid for election to become Gary's city clerk and later worked in the township trustee's office. She also continued to remain active in radio as a late-night dee jay on WWCA in Gary.
Death and legacy
By the mid-1980s Carter's health began to fail from high blood pressure, diabetes, and strokes. Partially paralyzed, she died in a nursing home in 1989. During Carter's career as a radio dee jay, she helped introduce and promote the music of many notable American recording artists of the 1950s and 1960s. Although she was described by one biographer as "negligent financially toward performers" her recording company developed, she was also a pioneer in helping to promote and capture their musical sounds on vinyl records.