Everybody in New York City "is in such a hurry that they take Saturday's bath on Friday so they can do Monday's washing on Sunday". But in one slower-paced, "old-fashioned corner of the city", Pop Dillon owns and operates the city's last horse-drawn streetcar. His granddaughter Jane Dillon is in love with Harold "Speedy" Swift. Speedy, an avid New York Yankees fan, is working at a soda shop. As well as doing his work, he takes frequent telephone calls during Yankees games and passes the line scores on to the kitchen staff by arranging food items in a display case. But he loses the job after he is ordered to deliver some flowers and lets someone close a car door on them when he gets distracted by a display of baseball scores in a shop window. Streetcar magnate W.S. Wilton comes to Pop's home to ask for his price to sell the car line, but Speedy spots a newspaper article and realizes that this is part of a plan to form a streetcar monopoly in the city. He surreptitiously raises Pop's written price from $10,000 to $70,000. Wilton angrily refuses and threatens to force Pop out instead. Speedy is unworried about being unemployed; he is very much used to losing jobs and finding new ones. He and Jane go toConey Island, where they greatly enjoy themselves despite various mishaps, such as Speedy ruining his suit jacket by leaning against wet paint. On the way home along with a stray dog that decided to follow them, Speedy proposes to Jane, but she will not marry him until her grandfather's affairs are settled. Speedy is hired as a taxi driver, but for some time a series of mishaps prevents him from actually taking a passenger, and he antagonizes a policeman. Then, to his delight, Babe Ruth hails the cab to get to Yankee Stadium. Although terrified by Speedy's driving, he offers Speedy a ticket to the game; but the taxi owner is there, sees Speedy in the seats when he should be working, and fires him. At the stadium, Speedy happens to overhear Wilton on the telephone. Wilton has learned that if Pop fails to operate the horsecar every 24 hours he will lose his right to the line, and orders goons to be sent to disrupt the operation. Speedy rushes home and arranges with small-business owners on the street to organize a defense. The goons are beaten off with the help of Speedy's dog, but return and steal the horse and car. Again helped by his dog, Speedy finds out where the car has been taken and manages to steal it back. In a madcap chase scene, he brings it back across the city to Pop's tracks, stealing fresh horses, tricking police to avoid being stopped, and replacing a broken wheel with a manhole cover. When Wilton sees the horsecar in place, he agrees to meet Pop's price. Speedy says that Pop is a bit deaf and won't hear him until he offers $100,000. Wilton agrees, and Speedy suggests to Jane that they plan a visit to Niagara Falls by horsecar.
The finger
During the Coney Island sequence, at one point Speedy gives the finger to himself while looking in a distorted mirror. This may be the earliest motion picture depiction of that gesture.
At the end of the scene where Speedy gives Babe Ruth a ride in his taxi, sharp-eyed viewers can look for an easily missed cameo appearance by Lou Gehrig, Ruth's famous New York Yankee teammate. Gehrig walks by the far side of Speedy's cab, looks directly at the camera through the taxi's window, and sticks out his tongue. Gehrig is on screen for about three seconds. Ruth and Gehrig's teammate, Bob Meusel, is also seen in the film batting after Ruth hits a home run at the game Harold attends. Meusel's at bat was not filmed for the movie but was taken from newsreel footage.
