Medicare Prescription Drug, Improvement, and Modernization Act
The Medicare Prescription Drug, Improvement, and Modernization Act, also called the Medicare Modernization Act or MMA, is a federal law of the United States, enacted in 2003. It produced the largest overhaul of Medicare in the public health program's 38-year history.
The MMA was signed by President George W. Bush on December 8, 2003, after passing in Congress by a close margin.
Prescription drug benefits
The MMA's most touted feature is the introduction of an entitlement benefit for prescription drugs, through tax breaks and subsidies.In the years since Medicare's creation in 1965, the role of prescription drugs in patient care has significantly increased. As new and expensive drugs have come into use, patients, particularly senior citizens at whom Medicare was targeted, have found prescriptions harder to afford. The MMA was designed to address this problem.
The benefit is funded in a complex way, reflecting diverse priorities of lobbyists and constituencies.
- It provides a subsidy for large employers to discourage them from eliminating private prescription coverage to retired workers ;
- It prohibits the federal government from negotiating discounts with drug companies;
- It prevents the government from establishing a formulary, but does not prevent private providers such as HMOs from doing so.
Basic prescription drug coverage
Enrollees paid the following initial costs for the initial benefits: a minimum monthly premium of $24.80, a $180 to $265 annual deductible, 25% of full drug costs up to $2,400. After the initial coverage limit is met, a period commonly referred to as the "Donut Hole" begins when an enrollee may be responsible for the insurance company's negotiated price of the drug, less than the retail price without insurance. The Affordable Care Act, also commonly known as "Obamacare", modified this measure.
Medicare Advantage plans
With the passage of the Balanced Budget Act of 1997, Medicare beneficiaries were given the option to receive their Medicare benefits through private health insurance plans, instead of through the Original Medicare plan. These programs were known as "Medicare+Choice" or "Part C" plans. Pursuant to the Medicare Prescription Drug, Improvement, and Modernization Act of 2003, the compensation and business practices for insurers that offer these plans changed, and "Medicare+Choice" plans became known as "Medicare Advantage" plans. In addition to offering comparable coverage to Part A and Part B, Medicare Advantage plans may also offer Part D coverage.Changes to plans
With the MMA, new Medicare Advantage plans were established with several advantages over the previous Medicare + Choice plans:- enrollees sign on for a whole year
- care can be restricted to networks of providers
- formularies can be used to restrict prescription drug choices
- prescription coverage can be deferred to the patient or a Medicare Part D prescription plan
- care other than emergency care can be restricted to a particular region
- federal reimbursement can be adjusted according to the health risk of the enrollees
Health savings accounts
Other provisions
While nearly all agreed that some form of prescription drug benefit would be included, other provisions were the subject of prolonged debate in Congress. The complex legislation also changed Medicare in the following ways:- it mandated a six-city trial of a partly privatized Medicare system
- it gave an extra $25 billion to rural hospitals
- it required higher fees from wealthier seniors
- it added a pretax health savings account for working people
- it required Medicare Part D plans to support electronic prescribing, with a planned implementation date of April 2009.
Medicare administration of claims
Under the new legislation, the Fiscal Intermediaries and carriers would be replaced by Medicare Administrative Contractors, serving both Parts A and B, and would be consolidated into fifteen Jurisdictions:
- Jurisdiction 1—California, Hawaii, and Nevada, plus American Samoa, Guam, and the Northern Mariana Islands
- Jurisdiction 2—Alaska, Idaho, Oregon, and Washington
- Jurisdiction 3—Arizona, Montana, North Dakota, South Dakota, Utah, and Wyoming
- Jurisdiction 4—Colorado, New Mexico, Oklahoma, and Texas
- Jurisdiction 5—Iowa, Kansas, Missouri, and Nebraska
- Jurisdiction 6—Illinois, Minnesota, and Wisconsin
- Jurisdiction 7—Arkansas, Louisiana, and Mississippi
- Jurisdiction 8—Indiana and Michigan
- Jurisdiction 9—Florida, plus Puerto Rico and the U.S. Virgin Islands
- Jurisdiction 10—Alabama, Georgia, and Tennessee
- Jurisdiction 11—North Carolina, South Carolina, Virginia, and West Virginia
- Jurisdiction 12—Delaware, the District of Columbia, Maryland, New Jersey, and Pennsylvania
- Jurisdiction 13—Connecticut and New York
- Jurisdiction 14—Maine, Massachusetts, New Hampshire, Rhode Island, and Vermont
- Jurisdiction 15—Kentucky and Ohio
- Jurisdiction A—consists of all states in Jurisdictions 12, 13, and 14
- Jurisdiction B—consists of all states in Jurisdictions 6, 8, and 15
- Jurisdiction C—consists of all states and territories in Jurisdictions 4, 7, 9, 10, and 11
- Jurisdiction D—consists of all states and territories in Jurisdictions 1, 2, 3, and 5
Legislative history
According to the New York Times December 17, 2004 editorial W.J."Billy" Tauzin, the Louisiana Republican who chaired the Energy and Commerce Committee from 2001 until February 4, 2004 was one of the chief architects of the new Medicare law. In 2004 Tauzin was appointed as chief lobbyist for the Pharmaceutical Research and Manufacturers of America, the trade association and lobby group for the drug industry with a "rumored salary of $2 million a year," drawing criticism from Public Citizen, the consumer advocacy group. They claimed that Tauzin "may have been negotiating for the lobbying job while writing the Medicare legislation." Tauzin was responsible for including a provision that prohibited Medicare from negotiating prices with drug companies.House Democratic leader Nancy Pelosi said,
The bill was debated and negotiated for nearly six months in Congress, and finally passed amid unusual circumstances. Several times in the legislative process the bill had appeared to have failed, but each time was saved when a couple of Congressmen and Senators switched positions on the bill.
The bill was introduced in the House of Representatives early on June 25, 2003 as H.R. 1, sponsored by Speaker Dennis Hastert. All that day and the next the bill was debated, and it was apparent that the bill would be very divisive. In the early morning of June 27, a floor vote was taken. After the initial electronic vote, the count stood at 214 yeas, 218 nays.
Three Republican representatives then changed their votes. One opponent of the bill, Ernest J. Istook, Jr., changed his vote to "present" upon being told that C.W. Bill Young, who was absent due to a death in the family, would have voted "aye" if he had been present. Next, Republicans Butch Otter and Jo Ann Emerson switched their vote to "aye" under pressure from the party leadership. The bill passed by one vote, 216-215.
On June 26, the Senate passed its version of the bill, 76-21. The bills were unified in conference, and on November 21, the bill came back to the House for approval.
The bill came to a vote at 3 a.m. on November 22. After 45 minutes, the bill was losing, 219-215, with David Wu not voting. Speaker Dennis Hastert and Majority Leader Tom DeLay sought to convince some of dissenting Republicans to switch their votes, as they had in June. Istook, who had always been a wavering vote, consented quickly, producing a 218-216 tally. In a highly unusual move, the House leadership held the vote open for hours as they sought two more votes. Then-Representative Nick Smith claimed he was offered campaign funds for his son, who was running to replace him, in return for a change in his vote from "nay" to "yea." After controversy ensued, Smith clarified no explicit offer of campaign funds was made, but that he was offered "substantial and aggressive campaign support" which he had assumed included financial support.
At about 5:50 a.m., Otter and Trent Franks were convinced to switch their votes. With passage assured, Wu voted yea as well, and Democrats Calvin M. Dooley, Jim Marshall and David Scott changed their votes to the affirmative. But Brad Miller, and then, Republican John Culberson, reversed their votes from "yea" to "nay". The bill passed 220-215.
The Democrats cried foul, and Bill Thomas, the Republican chairman of the Ways and Means committee, challenged the result in a gesture to satisfy the concerns of the minority. He subsequently voted to table his own challenge; the tally to table was 210 ayes, 193 noes.
The Senate's consideration of the conference report was somewhat less heated, as cloture on it was invoked by a vote of 70-29. However, a budget point of order was raised by Tom Daschle, and voted on. As 60 votes were necessary to override it, the challenge was actually considered to have a credible chance of passing.
For several minutes, the vote total was stuck at 58-39, until Senators Lindsey Graham, Trent Lott, and Ron Wyden voted in quick succession in favour to pass the vote 61-39. The bill itself was finally passed 54-44 on November 25, 2003, and was signed into law by the President on December 8.
Costs
Initially, the net cost of the program was projected at $400 billion for the ten-year period between 2004 and 2013. Administration official Thomas Scully instructed analyst Richard Foster not to tell Congress of Foster's finding that the cost would actually be over $500 billion. One month after passage, the administration estimated that the net cost of the program over the period between 2006 and 2015 would be $534 billion. As of February 2009, the projected net cost of the program over the 2006 to 2015 period was $549.2 billion.Negotiating of prescription drug prices
Since the enactment of Medicare Prescription Drug, Improvement, and Modernization Act in 2003, only insurance companies administering Medicare prescription drug program, not Medicare, have the legal right to negotiate drug prices directly from drug manufacturers. The Medicare Prescription Drug Act expressly prohibited Medicare from negotiating bulk prescription drug prices. The "donut hole" provision of the Patient Protection and Affordable Care Act was an attempt to correct the issue.Government resources
- * — includes PDF file of the actual text of the law.
- — the official website for people with Medicare
- * at Medicare.gov
- * at Medicare.gov — a central location for Medicare's web-based information about the Part D benefit
- ** at Medicare.gov — the web-based tool for enrolling online in a Part D plan
- * at Medicare.gov — basic information about plan choices for Medicare beneficiaries, including Medicare Advantage Plans
- ** at Medicare.gov — more detailed information about Medicare Advantage Plans; includes ability to do tailored searches based on specified criteria
- * — state-by-state breakdown of all plans available an area, both Stand-alone Part D plans, as well as Medicare Advantage plans
- * at Medicare.gov — includes official publications about current Medicare benefits
- ** for 2006 at Medicare.gov — includes information about current Medicare benefits
- * from Medicare.gov — a 24X7 toll-free number where anyone can call with questions about Medicare
News articles
- , by Michael Johns, Orthopedic Technology Review, January 2004.
- - 60 Minutes special on prescription drug lobbyists' influence on the passage of the Medicare Bill
Other resources
- , The Kaiser Family Foundation
- http://webarchive.loc.gov/all/20090811041852/http://www.kaisernetwork.org/daily_reports/rep_index.cfm?DR_ID=22867