List of banks in China


This is a list of banks in China, including Mainland China, Hong Kong, Macau.
The central bank of the People's Republic of China is the People's Bank of China, a component of the State Council, the Central Government of China. The People's Bank of China is mainly responsible for issuing the Renminbi and administering its circulation, formulating and implementing monetary policy in accordance with law and etc.. And its counterparts in Hong Kong SAR, Macau SAR are Hong Kong Monetary Authority, Monetary Authority of Macao respectively.

Banks in Mainland China

All banks, except the People's Bank of China, are under the supervision of China Banking and Insurance Regulatory Commission, an agency of the People's Republic of China authorised by the State Council.

Policy banks

It is commonly known that there are three policy banks in China as the chart below. Among them, China Development Bank was incorporated as China Development Bank Corporation in December 2008, and officially defined by the State Council as a development finance institution in March 2015.
NameChineseHeadquarters
Agricultural Development Bank of China中国农业发展银行Beijing
China Development Bank国家开发银行Beijing
Exim Bank of China中国进出口银行Beijing

Commercial Banks (State-owned)

There are six state-owned commercial banks in China as the chart below. These banks are listed by their Tier 1 capital amount in 2018.
The banks below with asterisks are the four major state-owned banks or BIG FOUR BANKS in China. These four banks are the four biggest banks around world in 2018, as the statistic result made by The Banker.
Bank of Communications was established in 1908 and restructured and re-commenced operations on 1 April 1987, which is one of the banks with the longest history in China. Moreover, it is the first state-owned incorporated bank in the PRC. So it is always regarded as the fifth major state-owned bank in China.
Postal Savings Bank of China is a leading large retail bank in China with most outlets, up to about 40,000, covering rural areas to a large extent. Over 80% of all its outlets are set along with post office of China Post.
NameAbbreviationChineseAbbr. in ChineseHeadquarters
Industrial and Commercial Bank of China *ICBC中国工商银行工行Beijing
China Construction Bank *CCB中国建设银行建行Beijing
Bank of China *BOC中国银行中行Beijing
Agricultural Bank of China *ABC中国农业银行农行Beijing
Bank of CommunicationsBoCom交通银行交行Shanghai
Postal Savings Bank of ChinaPSBC中国邮政储蓄银行邮储银行Beijing

Commercial Banks (12 Nationwide Incorporated)

There are 12 nationwide incorporated commercial banks in China as the chart below. These banks are listed by their Tier 1 capital amount in 2018.
NameChineseHeadquarters
China Merchants Bank招商银行Shenzhen
Shanghai Pudong Development Bank上海浦东发展银行Shanghai
Industrial Bank兴业银行Fuzhou
China CITIC Bank中信银行Beijing
China Minsheng Bank中国民生银行Beijing
China Everbright Bank中国光大银行Beijing
Ping An Bank平安银行Shenzhen
Huaxia Bank华夏银行Beijing
China Guangfa Bank广发银行Guangzhou
China Zheshang Bank浙商银行Hangzhou
China Bohai Bank渤海银行Tianjin
Hengfeng Bank / Evergrowing Bank恒丰银行Yantai

Commercial Banks (City and regional)

City commercial banks and regional commercial banks were transferred from urban credit cooperatives established in 1980s and 1990s. They have been important components of banks in China. This is an incomplete list of city banks and regional banks.
Rural commercial banks were transferred from rural credit cooperatives established in early years. They play irreplaceable role in rural financial service.
There are 30 rural commercial banks complete The Banker TOP1000 bank around the world like Beijing Rural Commercial Bank, Shanghai Rural Commercial Bank, Chongqing Rural Commercial Bank and etc..

Internet Banks and other private banks

The China Banking Regulatory Commission announced its approval for nine foreign-funded banks to start their preparatory work for setting up local corporations in China on 24 December 2006. Currently, even more banks have been able to incorporate locally in China.
The list below is incomplete.
* - Does not service individuals

Hong Kong

The currency board and de facto central bank of Hong Kong is Hong Kong Monetary Authority.
Hong Kong Dollar, the official currency of HKSAR, is issued by Hong Kong Monetary Authority, Bank of China, HSBC and Standard Chartered.
Part of commercial banks in Hong Kong are listed below.
The currency board and de facto central bank of Macau is Monetary Authority of Macao.
Macanese pataca, the official currency of Macau SAR, is issued by Monetary Authority of Macao, Bank of China and Banco Nacional Ultramarino.
Part of commercial banks in Macau are listed below.