Häufeln


Häufeln is a simple game of chance using playing cards. Other names for this game are Päckchen wenden, Dutch Bank, Banker and Broker and Blind Hookey. It is named after the piles of cards used in the game, known in German as Häufeln.

Rules

The banker shuffles, offers the cards for cutting, places any number of piles of cards face down on the table and keeps one for himself, selected by the punters. The punters then bet on the rest.
The bottom cards in the piles decide who wins and loses:
If the lowest card in a pile is higher than the banker's card, the punter wins 1:1; if the bottom card is equal or lower in rank, the banker wins.

House advantage

Winning and losing are decided by two cards:
Thus the house advantage is:
If, in the case of cards of equal rank, the banker collects only half the stakes, the house advantage reduces to 1/34 = 2.9% when using a pack of 52 cards, or to 3/62 = 4.8% when using a pack of 32 cards.

Literature