Chan was born in San Francisco to immigrants Pak-sum Chan , a former minister at the Leighton Road Baptist Church in Hong Kong, and Wan-bing Mui , a “Bible woman of the Hong Kong Baptist Church, Caine Road.” He was their third child; his mother died during his childbirth, of “excessive bleeding”, leaving his father with sister Grace, brother Paul, and newborn Francis , who was named for the city of his birth and of the tragedy. Chan was sent to Hong Kong to be raised by a grandmother, a Buddhist for several years. During this time, his father married Amy Law and gave Francis a half-sister, Gloria. In 1976, when Chan was eight years old, his stepmother Amy Chan died in an automobile accident. His father then remarried again, to Josephine Leung , who “raised four children lovingly with Godly influence.“ In raising the four, his father and new stepmother had family support from his father's younger sister and her husband, Marion and William Wong, along with a large extended family and church family. He did not get along well with his father growing up but says that his fear of his father has helped him understand a level of fear of God. He also stated he didn't understand the love of God well until he became a father himself. In 1979, when Francis was twelve years old, he lost his father to cancer. As a high-school and then junior-college student, Chan was active in Christian youth groups, which helped develop his faith in Christ and his interest in ministry. Chan graduated high school and went on to earn a bachelor of arts degree from Master's College, and a master of divinity degree from The Master's Seminary.
Career
After earning his seminary degree, Chan "landed a youth pastor position" in Chatsworth, California, at the Church at Rocky Peak. Christianity Today, reporting in 2009, has Chan characterizing this as a period where his personal life was not lived consistently with his religious ideas, stating "Those were the worst years of my life... a sinful, hypocritical time." For reasons not explained further, Chan left that pastoral position for a job at a restaurant, waiting tables. Before becoming a senior pastor, Chan worked different retail and fast food jobs.
Chan, his wife Lisa, and 30 others founded Cornerstone Community Church in 1994; within two months, the church had grown to have 100 attending. The church continued to see increases in attendance, and by the year 2000, it had received approval from local officials for building expansion to double its capacity, in support a 1,600-member congregation. As of January 2008, Cornerstone was one of the largest churches in Ventura County, California. After a three-month leave from Cornerstone, ca. 2008, Chan said he felt convicted to sacrifice more for God. Chan gives away about 50 percent of his income, doesn't take a salary from his church, and has donated most of his book royalties, which have totaled about $2,000,000, to various charities. All of it goes to organizations which rescue sex slaves in foreign countries. Furthermore, in 2008 it was reported that Cornerstone would give away 55% of its income to charitable causes. Chan started Eternity Bible College in 2004 as a ministry of Cornerstone Community Church, with 100 students. In 2008, Eternity launched an abroad program in Ecuador. As of 2009, the college had 47 graduates serving in various parts of the world. On Sunday, April 18, 2010, Chan announced to his congregation that he felt called to resign at Cornerstone in Simi Valley.
Ministries in Hong Kong
In 2020, Chan moved to Hong Kong. As of 2020, he lives and works in Sham Shui Po, the poorest area in Hong Kong and the neighborhood where his mother used to do ministries in the 1950s.
Other ministries
In June 2011, he stated he felt called to San Francisco, CA. He moved to Northern California and started a church planting movement of house churches called "We Are Church". In September 2014, Chan joined the board of elders of Abundant Life Christian Fellowship; as of August 2016, he was no longer an elder at that congregation. Chan has also served as an ambassador for Care for Children.
Stated theology
Chan frequently talks about "What the Bible is really saying" "and really living our lives that way." According to one author, he is not afraid of confronting "lukewarmness" in the Christian life.
Personal life
Chan is married to Lisa, a singer. They wed in 1994, and as of December 2014 they have seven children. Their eldest is singer Rachel Chan.
