Commerce Bancshares Commerce Bancshares, Inc. is a bank holding company based in Kansas City, Missouri with branches of its Commerce Bank in Colorado , Kansas , Missouri , Illinois , and Oklahoma . Commerce Bancshares is the corporate parent of Commerce Bank, the successor of the Commerce Trust Company and the National Bank of Commerce . With roots dating back to its first charter in 1865, Commerce Bank is the oldest and largest bank in Kansas City . As of December 31 , 2018, it was listed as the 63rd largest commercial bank in the United States as reported by the Federal Reserve Bank . In February 2019, Commerce Bank was ranked 17th on Forbes list of America's Best Banks 2019.History Commerce was founded in 1865 by Francis Reid Long as the Kansas City Savings Association with $10,000 in capital. William Stone Woods acquired it in 1881 and it became the National Bank of Commerce , which at the time claimed to be the largest bank west of Chicago, Illinois . It became Commerce Bank in 1903 with William Thornton Kemper, Sr. as its first President. Following the Panic of 1907 , it was briefly placed into receivership by the Comptroller of Currency . The bank paid its depositors and ownership returned to its owners. Kemper set his son, James M. Kemper, up at Commerce and his other son, R. Crosby Kemper, at the competing City Center Bank. This later became UMB Financial Corporation . The Kemper family, from both institutions, still play a dominant role at both banks. They also are a major force in Missouri philanthropies, with their names applied to numerous buildings throughout the state, including Kemper Arena . Harry S. Truman worked at the bank from April 24 , 1903 to May 15 , 1905 in the predecessor building to today's Commerce Tower . The evaluation in his first year said: Truman signed the last steel beam added to the Commerce Tower. In April 2007 , Commerce purchased an Aurora, Colorado , based Commerce Bank with plans on expanding its business into the state of Colorado. For the fifth year in a row, Commerce Bank was ranked among the top ten on Forbes' 2014 list of America's Best Banks. Commerce Bank has assets totaling over $20 billion. Commerce Bank has been a successfully growing company for 150 ongoing years.
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