Toal grew up in Wyckoff, New Jersey. After a high school senior season in which he made 106 tackles and 10.5 sacks as a linebacker and ran for 1,063 yards and 32 touchdowns as a half back, Toal was named an All-American by USA Today and Parade, selected as the New JerseyPlayer of the Year by Gatorade and The Star-Ledger, and chosen to play in the U.S. Army All-American Bowl where he scored 3 touchdowns. A two-time All-State first-team selection, he led Don Bosco Preparatory High School to back-to-back NJSIAA Parochial Group 4 titles. Toal also excelled on Don Bosco's track team, winning the 100 and 200 meters and shot put events at the league meet as a junior. Toal has 2 other brothers and is the son of Greg Toal.
College career
One of the most coveted recruits in BC football history, Toal played in all 12 games as a true freshman, starting the final nine. He made his college debut in the season opener at Ball State, making one solo stop and four assisted tackles. He was named Big East Defensive Player of the Week after a career-high 15 tackles against Rutgers. He finished as BC's second-leading tackler with 77. He also recorded 4.5 tackles for loss, two pass breakups, one forced fumble and one blocked punt. He was selected as the 2004 Big East Rookie of the Year and a The Sporting News Freshman All-American. He made seven tackles in BC's Continental Tire Bowl victory of North Carolina. Playing on offense, defense, and special teams, Toal recorded 53 tackles, seven tackles for loss, two sacks, one forced fumble, one pass breakup on defense, one blocked field goal, and carried the ball 21 times for 49 yards and a team-high six touchdowns, including a one-yard touchdown to give BC an overtime victory against Clemson. Toal only played sparingly against Boise State in the MPC Computers Bowl, recording one assisted tackle. Toal played in all of BC's 13 games, finishing the year with 50 tackles stops, 4.5 tackles for loss, one fumble recovery, two pass breakups, and two interceptions. On offense, he ran 19 times for 35 yards for a team high five touchdowns. Toal also had one receiving touchdown as a running back. He had one assisted tackle and a one-yard touchdown run against Navy in the Meineke Car Care Bowl. Toal started out the 2007 season on The Sporting News Preseason All-ACC second team and on the watch lists for the Bednarik and Butkus Awards. He would miss the entire season, however, due to a right shoulder injury. After receiving a Medical Redshirt, Toal returned for his senior season in 2008. His college career would come to an early end, however, as he suffered a season-ending injury against Virginia Tech on October 18.
Toal went undrafted in the 2009 NFL Draft, but was drafted by the Las Vegas Locomotives in the 2009 UFL Draft and signed with the team on August 5, 2009.
