Affirm (company)


Affirm is a privately held financial technology company headquartered in San Francisco, United States. Founded in 2012, the company operates as a financial lender of installment loans for consumers to use at the point of sale to finance a purchase.

History and founding

Affirm was founded in 2012 by Max Levchin, Nathan Gettings and Jeffrey Kaditz, as part of the initial portfolio of startup studio HVF. Levchin, who co-founded PayPal, became CEO of Affirm in 2014.
In October 2017, the company launched a consumer app that allowed loans for purchases at any retailers.
The company announced a partnership with Walmart in February 2019. Under the partnership, Affirm is available to customers in store and on the Walmart website.
Since its founding, Affirm has partnered with e-commerce platforms including Shopify, BigCommerce, and Zen-Cart.